Acquire and Retain Top Talent With A Well Managed and Attractive Group Benefit Package
Are you tired of out of control benefit plan costs? Are you getting the services you need form your current broker? Well settle no more. Experience the Pivotal difference. We provide a fully turnkey “White Glove” managed benefit solution. Pivotal will partner with you to design and maintain a cost effective plan which includes quarterly service reviews to make sure you get the best return on investment possible.
Pivotal Group Benefits Plans
We build plans based on best practices. Our model is to provide our clients with a fully managed ASO model for medical and dental and an insured plan for life and disability covereages. We can establish budget based on actual incurred cost accounting systems.
PRESCRIPTION DRUG & DENTAL CARE
We don’t have bronze, silver or gold plans. We will complete a needs assessment and build you a customized ASO solution aligned with your business objectives and budgets. By designing plans based on your employee demographics, we can provide a highly valued plan while controlling costs.
Pivotal’s insured Life and Disability plans are pooled benefits which spread the risk over a greater number of employers.
LIFE AND ACCIDENTAL INSURANCE
Pivotal can provide Employee, Spousal and dependent life insurance coverage and Employee Accidental Death and Dismemberment Insurance. We will help design a customized program which will balance a competitive benefit with cost certainty.
DISABILITY INCOME REPLACEMENT PLANS
Pivotal can provide insured Short-Term and Long-Term Disability Insurance OR self-insured Short-Term Disability plans.
CRITICAL ILLNESS PLANS
Pivotal can provide additional plans such as Critical Illness and BestDoctors insurance to round out a comprehensive offering.
It's Just Good Business Sense
Why Employee Benefits are Important
Is the premium cost for providing benefits a tax deduction for the Business?
Yes it is. If a Corporation (the “employer”) sets up an employee benefits plan and pays the premium on behalf of the employees, then the premium paid by the business is deductible as a business expense.